Hospital Professional Liability Coverage

The CMIC Group has 30 years of experience in understanding the unique complexities and exposures associated with the healthcare industry. Using CMIC Group's experienced underwriting team, CMIC Group is able to create specialized liability protection solutions for all types of hospitals, from small community hospitals to large healthcare systems. 

  • Hospital Professional Liability
  • Commercial General Liability
  • Excess and Umbrella
  • Follow Form Excess
  • Hospital Employed Physician Groups
  • Ability to participate on excess or quota share for large deductible programs

Coverage Features

  • Broad definition of Claim
  • Defense outside the limits
  • Flexible payment options with no premium finance charge
  • 90 days of automatic coverage for newly acquired or created entities
  • Vicarious liability coverage
  • Broad definition of Insured to include volunteers, students, medical directors (administrative duties), and Good Samaritans
  • Defense cost sublimit for formal licensing or professional conduct reviewing by a state licensing agency
  • Employee Benefits Liability coverage available via endorsement
  • No Bodily Injury exclusion on Hospital Professional Liability coverage
  • Excess policy with Umbrella Liability coverage available
  • Sexual Molestation defense sublimit available via endorsement for an additional premium charge

**Hospital Professional liability coverage is offered in CMIC RRG in all jurisdictions except MA**


If you have questions about our hospital professional insurance coverage, we have someone here to help you.

Email - Michael Late

Phone - 860.633.7788 x275

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