Medical Facilities Liability Coverage
The CMIC Group has 30 years of experience in understanding the unique complexities and exposures associated with healthcare facilities. Using CMIC Group's experienced underwriting team, CMIC Group is able to create specialized liability protection solutions for healthcare facilities.
- Ambulatory Surgical Centers
- Behavioral Health and Counseling - outpatient and inpatient
- Dialysis Centers
- Hospice - home care and inpatient facilities
- Laboratories providing medical, dental, or other testing and specialty services
- Radiology and Imaging - including MRI facilities, CT and PET scans, sonograms and X-ray labs
- Rehabilitation - cardiac, developmentally disabled, physical/occupational, and trauma - including inpatient exposures
- Specialty Pharmacies
- Treatment facilities for cancer and disease management
- Urgent Care and Walk-In Clinics
Coverage Features
- Broad definition of Claim
- Defense outside the limits
- Flexible payment options with no premium finance charge
- 90 days of automatic coverage for newly acquired or created entities
- Vicarious liability coverage
- Broad definition of Insured to include volunteers, students, medical directors (administrative duties), and Good Samaritans
- Defense cost sublimit for formal licensing or professional conduct review by a state licensing agency
- Employee Benefits Liability coverage available via endorsement
- No Bodily Injury exclusion
- Excess policy with Umbrella Liability coverage available
**Medical Facility coverage is offered in CMIC RRG in all jurisdictions except MA**