Medical Facilities Liability Coverage

CMIC Group is able to create specialized liability protection solutions for the following:

• Ambulatory Surgical Centers
• Behavioral Health and Counseling - outpatient and inpatient
• Cancer Treatment Centers
• Dialysis Centers
• Hospice - home care and inpatient facilities
• Laboratories
• Radiology and Imaging
• Rehabilitation Facilities
• Specialty Pharmacies
• Urgent Care and Walk-In Clinics

Coverage Features

• Broad definition of Claim
• Defense outside the limits
• Flexible payment options with no premium finance charge
• 90 days of automatic coverage for newly acquired or created entities
• Vicarious liability coverage
• Broad definition of Insured to include volunteers, students, medical directors (administrative duties), and Good Samaritans
• Defense cost sublimit for formal licensing or professional conduct review by a state licensing agency
• Employee Benefits Liability coverage available via endorsement
• No Bodily Injury exclusion
• Excess policy with Umbrella Liability coverage available